The average credit card interest rate is now over least 24.10% according to Forbes.
"We're seeing a drain on savings and a drain on checking accounts and an increase on credit card balances," Ficco said."So that tells us consumers are using the funds that they had saved up for daily expenses. And now they're actually tapping into their credit card balances."Three things to do now1) Talk about finances and be honest about debt
"Get proactive talk to the professional financial counselors before that time comes, if you're already feeling a pinch or you're in a pinch or you're just concerned about the pinch coming up," Ficco said.
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