After 11 years in the military, including four years of studying, Toh was eager to learn more about commerce and business, such as analysing profit and loss statements and understanding investments – an experience that the military could not offer him. He then decided to join the private sector.
While working at Grab, Toh's father became ill. The younger Toh then left his job to look after his dad, who had retired by then from his car trading business and was dabbling in investing. Toh began helping his father to invest the family wealth and ran a boutique firm that invested in private equity and several startups.
, Toh admitted to being lost and unsure of what to do next. He considered going back to work in the corporate sector and investing in more startups.