Ask an adviser: Why invest in stocks when you can get better interest with HISA?

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While the idea of getting a ‘safe’ 5-per-cent return with a high-interest savings account ETF is compelling, rates are not guaranteed long-term

, plenty of people seem to be wondering why they would bother with risky stocks for their long-term investments when they can earn 5 per cent on their cash with a high-interest savings account ETF?

As a long-term investor, falling interest rates are a major risk. They mean that you need to save more or spend less to meet your long-term goals, all else being equal. Low expected returns increase the risk of inflation eroding the purchasing power of cash. This is especially problematic at long horizons.

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 /  🏆 5. in PT
 

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Portugal Últimas Notícias, Portugal Manchetes