“Even though [business owners] are struggling, at the very least they should have a plan to pay it back [and] not to get caught again at the end of the third year,” he says.
As a case in point, when his clients took out CEBA loans at the height of the pandemic, Mr. Ren made sure they had a clear plan to pay the money back. As a result, they’re not scrambling to repay huge amounts by the loan forgiveness deadline. More cushioned from rising costs and labour shortages, her clients have had more room to save toward CEBA loan repayment. In fact, some have been able to reduce their costs – for example, by leasing less office space.
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