Explainer-What open banking means for Canada's saturated banking market

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Dark Angel 760k and still delivering | SaltWire #thinkingoutloud #medicalcourier #halifax #carsTORONTO - Canada, a laggard in open banking concept, announced new measures that could allow consumers' financial data to be shared, a move that could encourage innovation, competition and make it simpler to switch bank accounts in an already saturated market.

The term can also refer to allowing a third party to initiate transactions from a customer's account, such as sending a payment or withdrawing money. The government said it would soon table framework legislation that will expand FCAC's mandate and establish rules and regulations. The budget promises that consumer-driven banking will protect Canadians and the financial system from risky practices like screen-scraping. The framework will establish oversight of financial data sharing activities and address security risks, it said.

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