A finance expert has issued a warning to anyone looking to get a mortgage this year. It comes as the average shelf life of a mortgage has nearly halved in just one month, Moneyfacts reports.
Finance expert Rachel Springall from Moneyfacts commented: "Lenders spent the first few weeks of May repricing, in reaction to a volatile swap rate market, but the latter end of the month was more subdued, around the time the Government announced there would be a general election in July." "Year-on-year the overall availability of mortgages has risen by 1,662 deals, and within that pool of products, there are 156 more at 90% loan-to-value and 124 more at 95% LTV. These rises are good news for borrowers who may be struggling to build a big enough deposit to secure a new deal."
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