Fidelity Bank will continue to support SMEs, grow new champions in the market ­

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Yes. Definitely, we are doing a lot. Today, we are one of the banks in Nigeria that has taken ESG to a greater level.

As banks and other financial institutions begin to retool their strategies in line with the reforms and policies of the Central Bank of Nigeria in the banking sector, the Executive Director, Chief Operations and Information Officer, Fidelity Bank Plc, Stanley Amuchie, in this interview with AZEEZ OLORUNLOMERU, bares his mind on the bank’s activities in the market, especially its public offers.

More importantly at this time is the signing ceremony. Nigerians are counting down to recapitalisation. Tell us more about where you are ahead of the exercise? Like I said, we started this process earlier, because ours is based on strategy. This is because we are looking at our current business. We believe we have enough capital to do our business but we are looking at growth, which is why we are projecting growth. We believe that if you want to grow, you must have what it takes. I want to liken capital to what oxygen is to human beings. If you don’t have enough oxygen, you will suffocate.

With this level of confidence, obviously you are not having any conversation about mergers; maybe you are thinking of acquiring some banks? When you are in business, at every point in your business, you need to sit back and look at where you are going. We have seen a lot of growth in Fidelity in the last three to five years, in almost all the indices. If you look at indices like gross earnings, we’ve seen growth from N206 billion in 2020 to N556 billion in 2023 on gross earnings. That is a cumulative average growth rate of about 39 per cent.

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