Malaysia’s household debt up to RM1.57t from end 2023 to June 2024 mostly due to housing loans; Finance Ministry says debt service ratio still OK
In a written parliamentary reply yesterday, the ministry said that 61 per cent accounted for housing loans, followed by vehicle loans , personal financing and other loans such as purchasing non-residential property, credit card debt, securities and others. The ministry said the federal government and Bank Negara Malaysia will continue to implement the 2012 Policy Document on Responsible Financing, ensuring that individuals borrow within their financial means.
Putrajaya also stated its commitment to ensuring that homes remain affordable and improving public transportation, highlighting that household debt primarily consists of home and vehicle financing.
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