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Using your company credit card may help or hurt your personal credit score—here's how

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Using your company credit card may help or hurt your personal credit score—here's how.

on their employer's small business credit card. The impact on your credit is similar to being an authorized user on someone else's personal credit card.

If you are a corporate credit cardholder, your credit will likely not be affected. The issuer may check your credit before your company gives you a card, but the activity on the card is reported on the organization's credit report. Shon Anderson, a certified financial planner and president at Anderson Financial Strategies, gives an example to show how.

 

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