After moving several times in 2020, taking hits to my income, and completely changing my mindset around saving, I decided it was past time to overhaul my budget.
Finally, I set up automatic transfers into my savings and investment accounts to ensure I stick to the plan. For most of us, 2020 has been an event-filled decade. Ahem, I mean, year. Wait, we're only halfway through? Luckily, I use QuickBooks Self-Employed, which automatically imports all of my banking data, making it very easy to track my income. When I log into my account, I'm able to isolate income from self-employment and look at weekly, monthly, and annual trends. As I suspected, my income has started to recover, but my monthly take-home pay is still well below where it was in late 2019. Knowing where my income is right now is crucial to reworking my budget accordingly.
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