A millennial paid off $48,000 of student loans with 3 steps - Business Insider

Skye Gould/Business InsiderThree steps helped her tackle that debt: writing out everything she owed, choosing a method to tackle debt, and making sure to pay each month.

Perez is one of seven financial professionals and millennials who took part in Business Insider's Money Council Forum on the topic of student loans. Like many millennials, Carmen Perez started out her adult life in the red. After graduating with a BS in finance in 2009, Perez found herself dealing with the cost of her education for many years afterward. "I had a private student loan, and it was $30,000," Perez, now aPerez was one of seven financial professionals who took part in Business Insider's Master Your Money roundtable discussion on student debt, moderated by senior personal finance reporter and Certified Financial Planner candidate Tanza Loudenback.

"I've been in every student's shoes, stressing about how to tackle your student loan debt once you get out," Perez said. In her journey to1. Write out what you owe "I think the biggest advice is just to get organized around your student loans. Write them all down and see what you actually have to tackle," Perez told Business Insider. "Once you get organized, you can kind of see the big picture a lot clearer. You know who your loans are with. Are theyTaking the time to write out all of your loans and their details is a good way to not only get a grasp of what types of loans you have, but also start to get a feel for how you can pay them off.

Make more. Spend less. Go to a state school. Saved you a click.

Step 1) Make money Step 2) Don’t blow it on Starbucks Step 3) Pay off loans

1. Get a useful degree 2. Work hard and have a good attitude 3. Make wise financial decisions itisntrocketscience

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