its Tap on Phone solution to 16 global markets and introduced a pilot program for its Cloud Tap on Phone offering in the US—representing its first full-scale deployment of the smartphone payment solution. The cloud-based pilot program will enable businesses to accept contactless payments using an Android mobile device or tablet and is being launched in partnership with payments gateway NMI, payments tech firm Global Payments, and IT services provider Computer Engineering Group .
In response, other payment players have innovated to make digital POS solutions more accessible: Toward the end of 2020, Visa its Tap to Phone solution in various global markets—and like Mastercard's Tap on Phone, it gives businesses a mobile POS solution without the need for any additional hardware.
SMBs and microbusinesses will gain access to a cost-effective contactless POS solution without needing to spend extra on hardware. Mastercard's cloud-based POS solution could be especially relevant for SMBs—especially microbusinesses—that may not have the resources to purchase POS hardware that supports contactless payments but have a growing interest in it.
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