Neobanking: Pros, Cons, and How To Use Them Efficiently For Your Business | Hacker Noon

In 2020, the number of e-commerce transactions made with digital or mobile wallets reached 45 percent. By 2024 this number is expected to be over 50 percent.

What is the nature of neobanks, what’s their place in fintech, and how businesses may need them – let's find out in a minute. A neobank is a term for banks that exist only in digital form, as an app, as a software solution, and doesn’t have any physical branches.

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