This is the question often asked rhetorically if it’s thought someone is being a bit tight with their money. It gave the impression that the miserly had not spent their Communion money even as an adult.
Gone are the grubby, dog-eared Post Office savings books which are filled in manually for each transaction, now there is even an app, called Money Mate for kids through Post Office Money, which promises to give kids, eh, independence and spending power, while you “retain control”. The Post Office also does a Childcare Plus 6 Year savings scheme, which gives 5.5% for the 6 years, or 0.98% tax free annual equivalent rate. There are terms and conditions of savings so check them out first.
3 Invest: Typically this would give greater returns over a long period, far outstripping Post Office and bank accounts. Take an investment of €500 into a fund provided by one of the main fund managers in Ireland.
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