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New Company Promises Half-Price Mortgage Rates

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In an environment of historic high mortgage rates, Roam says it can help buyers secure less expensive homes with cheaper monthly payments.

Roam decided to digitize the process so that buyers could quickly get updates about available homes and make the exercise more efficient.

The company is targeting 4.4 million homes whose mortgages are government-backed, such as those guaranteed by the Federal Housing Administration and the Department of Veterans Affairs. Roam, which launched today with an initial seed funding of $1.25 million, is available in Georgia, Arizona, Colorado, Texas and Florida. It has 10 employees.

The company is registered as a real estate brokerage in the states where it operates and will charge a 1 percent fee on the purchase price of the homes it helps sell.

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