While it’s important to keep an open mind, especially on the heels of more than three years of unprecedented times managing to blow logical conclusions right apart, this little ditty from my first-year philosophy class comes to mind: the theory of Occam’s Razor that suggests the simplest answer is usually the correct one.
According to Equifax, Canadian credit card debt has hit an all-time high of $107.4B in the second quarter of this year, leaving that the average non-mortgage debt of Canadian consumers $21,131. While I’m sure there are countless within that statistic who would love to make a move, the reality is that many will be sitting tight unless circumstances propel them forward.
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