How will our joint-owned investment properties affect our pension?

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When a couple applies for the age pension, all their assets – such as multiple properties – are assessed.

If we retire at 60 with enough cash in the bank to last a year or two, and leave our super in the accumulation stage , will we pay capital gains tax when we sell our two investment properties? What would be the rate of CGT? The properties are in joint names.

My wife and I have funds in separate superannuation funds in accumulation mode and each of us has nominated the other person as the 100 per cent beneficiary in the event of death. If I pass away first, what happens to the funds in my super account? Do they get transferred to her super account, or does she get the money in cash, or does it just sit in my super account until she withdraws it?Once the member of a superannuation fund dies, the balance must be withdrawn.

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