Addiction can lead to financial ruin. Ohio wants to teach finance pros to help stem the loss

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Joe Smith did not picture raising his granddaughter at age 66, but when his daughter’s substance use disorder meant she couldn’t care for her child, that’s where Smith and his wife found themselves.

COLUMBUS, Ohio — Joe Smith did not picture raising his granddaughter at age 66, but when his daughter’s substance use disorder meant she couldn’t care for her child, that’s where Smith and his wife found themselves nineteen years ago.

The opioid crisis alone cost the U.S. economy $631 billion from 2015 through 2018, according to a study from the Society of Actuaries. That amount has almost certainly increased as there has been little relief in the opioid crisis during the last five years. Overdose deaths increased in 2022, though only slightly, after a massive spike during the first years of the pandemic.

When surveyed by the department, 45% of Ohio’s financial advisers said they were aware of a client of theirs, or a client’s family member, that was struggling with addiction. Recovery Within Reach also has an information hub on its website. Those seeking help can input their insurance status and treatment needs to be connected programs they can more easily afford or receive financial help with.

Lori Eisel, a financial adviser and owner of Arcadia Financial Partners, knows both sides of the struggle. But for a long time, she hid that her son has been in and out of treatment at least six times for substance use disorder since he was a high school freshman. Looking back, what Eisel needed most was someone to be compassionate. But she also needed someone to look objectively at resources and programs that would help her son without jeopardizing her or her other children’s financial stability.

 

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Addiction can lead to financial ruin. Ohio wants to teach finance pros to help stem the lossAcross the country, family members of children, parents and other relatives struggling with the disease of addiction are facing new financial burdens whether it’s missing work, blowing through their savings or becoming parents again in their 60s and 70s.
Источник: ksatnews - 🏆 442. / 53 Прочитайте больше »

Addiction can lead to financial ruin. Ohio wants to teach finance pros to help stem the lossAcross the country, family members of children, parents and other relatives struggling with the disease of addiction are facing new financial burdens whether it’s missing work, blowing through their savings or becoming parents again in their 60s and 70s.
Источник: AP - 🏆 728. / 51 Прочитайте больше »

Addiction can lead to financial ruin. Ohio wants to teach finance pros to help stem the lossAcross the country, family members of children, parents and other relatives struggling with the disease of addiction are facing new financial burdens whether it’s missing work, blowing through their savings or becoming parents again in their 60s and 70s.
Источник: wjxt4 - 🏆 246. / 63 Прочитайте больше »