BNM mandates cost-sharing in medical and health insurance, takaful products from Q3, says deputy finance minister

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Bank Negara Malaysia Bnm Новости

Health Insurance,Insurers And Takaful Operators Ito,Takaful

KUALA LUMPUR, July 1 — Bank Negara Malaysia (BNM) has required insurers and takaful operators (ITO) to introduce cost-sharing features in their new medical and health insurance...

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We’re already here and we’re ready to self-regulate, Content Forum says after MCMC plans licencing social media platformsBank Negara Malaysia has required insurers and takaful operators to introduce cost-sharing features in their new medical and health insurance and takaful products starting in the third quarter of this year.

“This measure can also reduce false claims and in turn, lower overall costs and improve the long-term sustainability of MHIT products,” she said at the Special Chamber session in the Dewan Rakyat today.She was replying to Khoo Poay Tiong’s question about the increase in the cost of medical insurance premiums.

Additionally, she said the central bank has introduced the requirements for ITO companies to ensure that MHIT products remain sustainable and affordable via the establishment of an integrated claims database.“The establishment of this integrated claims database can help the ITO to better identify and deal with the increase in the cost of medical claims.

 

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