The Best Budgeting Apps for 2024 · TIME Stamped: Personal Finance Made Easy

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Budgeting apps make it easier for you to manage your money. Here are the best budgeting apps and some budgeting app alternatives.

Our evaluations and opinions are not influenced by our advertising relationships, but we may earn a commission from our partners’ links. This content is created by TIME Stamped, under TIME’s direction and produced in accordance with TIME’s editorial guidelines and overseen by TIME’s editorial staff.Managing your money is critical for your financial well-being. But there’s no one-size-fits-all approach to budgeting, so you need to find a method that works for you.

You should be able to easily add accounts and set up budgets. Depending on your app, you may have to tweak and change as necessary. For instance, if you get a new car, you’ll want to update your car payment budget. If you get a raise, you’ll want to increase your income as a line item in your budget. Find an app that lets you update as needed.Not everyone wants to use an app to manage their money. This includes people who worry about being hacked.

Write out any purchase or payment you make. Track your money for a few months to see where it goes, then adjust your budget as necessary. You can use your budget to create or update your financial goals, whether it’s to save for a big purchase or vacation, pay off debt, or sock away money for retirement.Create a spreadsheet in Excel or Google Docs, then lay it out with the pen-and-paper method. Track all the money coming in and going out.

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