How a single mum can get into the property market

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A single salary is tough but, if you are frugal, that could overcome another obstacle to approval

I am a single, self-employed mum of one. My marriage ended about 10 years ago and at that time we were a young couple with a 12-month-old, without a lot of equity in the family home. Since then, I have been saving towards a deposit but I am finding it hard to get back into the market, as I don’t qualify for the first homeowners grant or other incentives.

. If you pare back your spending in the three months before you apply for the loan, it will help as lenders are now running a fine-toothed comb over incomings and outgoings over that period. To see your possible loan options, visit some of the many mortgage comparison websites, such as canstar.com.au, mozo.com.au and finder.com.au.

 

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The median income for single parent households is $974 per week and Around one third of them live in poverty. Single parent families struggle to own their own home because of speculative investing in the housing market, not poor financial management on behalf of single parents.

There's more to life. This country's media is OBSESSED with property.

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