Rates for home loans fell along with the broader bond market even as the transformation of the real-estate industry quickened pace.
The 15-year fixed-rate mortgage averaged 3.57%, down from 3.60%. The 5-year Treasury-indexed hybrid adjustable-rate mortgage averaged 3.63%, down 5 basis points. In fact, with business so brisk, most of what keeps Harty up at night are the big-picture questions. He’s keeping a close eye on the class-action lawsuit filed against big real-estate companies and the National Association of Realtors, as well as a wave of seismic shifts in the industry that threaten to make real-estate agents redundant.
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