Personal Finance | Beware the use of credit scores

  • 📰 City_Press
  • ⏱ Reading Time:
  • 45 sec. here
  • 3 min. at publisher
  • 📊 Quality Score:
  • News: 24%
  • Publisher: 72%

Clearscore أخبار

Debt Counselling

Personal Finance | Beware the use of credit scores

Over the past few years credit scores have become big business. Banks now have customers’ credit scores accessible on their banking apps which they are actively encouraged to check.

A credit score also allows consumers flexibility in switching between credit providers as it provides a track record which is measurable and available to any credit provider. But then she told him that he should take out a credit card to improve his credit score. That is not great advice, especially for a student who has no income.

But credit scores are also being used to promote and sell credit – not only by the bank but even credit score products like ClearScore actively offer loans to people who sign up with them. On a more positive note, TransUnion’s figures also found that those consumers who actively engaged with their credit scores were more likely to reduce over indebtedness.

I have seen many cases where people have been lured by the fake economics of credit to spend more than they would have on an expensive household item, like a fridge or furniture.

 

شكرًا لك على تعليقك. سيتم نشر تعليقك بعد مراجعته.
لقد قمنا بتلخيص هذا الخبر حتى تتمكن من قراءته بسرعة. إذا كنت مهتمًا بالأخبار، يمكنك قراءة النص الكامل هنا. اقرأ أكثر:

 /  🏆 7. in SA

المملكة العربية السعودية أحدث الأخبار, المملكة العربية السعودية عناوين

Similar News:يمكنك أيضًا قراءة قصص إخبارية مشابهة لهذه التي قمنا بجمعها من مصادر إخبارية أخرى.

Personal Finance | How your credit card really worksPersonal Finance | How your credit card really works
مصدر: City_Press - 🏆 7. / 72 اقرأ أكثر »