Here are 4 ways the Federal Reserve’s big rate cut could change the housing market

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After months of anticipation, the Federal Reserve cut interest rates on Wednesday by half a percentage point.

Lower mortgage rates are expected to spur more buyers to enter the housing market. A house for sale in Los Angeles last month is seen here. on Wednesday by half a percentage point.

Charlie Dougherty, a senior economist at Wells Fargo, expects mortgage rates to drop “marginally” after the Fed’s rate cut on Wednesday. That’s tough for first-time homebuyers. Kim Kronenberger, a real estate agent in the Denver area, says she worries for the would-be homebuyers who keep waiting for affordability to improve.

High interest rates didn’t help, making it harder for some homebuilders to get projects off the ground, especially smaller, private developers. That’s because the rates onSo this rate cut should make it easier for those developers to get building again.

 

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