Aspiration is struggling to entice investors in the increasingly crowded neobank space - Business Insider

provides users with access to its cash management account product, dubbed Spend & Save Account, which offers up to 1% APY interest and five free ATM withdrawals every month. It also provides services such as an investment offering with a $10 minimum opening deposit, as well as Individual Retirement Accounts . Additionally, it gives 10% of what it earns to charities.Aspiration already laid off 15% of its staff earlier this year, which could indicate problems within the firm.

The US neobank market is getting increasingly crowded, likely making it harder for individual players to scoop up funding. Aspiration is competing with a range of players in the industry, and while the neobank has 1.5 million users, local competitor Chime already

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