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Car companies helping consumers during the coronavirus pandemic - Business Insider

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Automakers are pulling out all the stops, offering deals, shop-from-home programs, and payment assistance to help customers buy and keep their cars amid the coronavirus pandemic

as much of the country was locked down to fight the COVID-19 coronavirus pandemic.

Additionally, financial stress from a job loss or layoff has made making monthly loan or lease payments a challenge. For the moment, many automakers and the so-called "captive" finance companies have developed ways for customers to buy new vehicles on favorable terms, and for owners to work out their payments if they're experiencing money problems.

You still need to have a solid credit score to quality for the best rates. However, if you're credit isn't perfect, you can still get a loan. But your monthly payments would be higher, and you'll spend more on interest over the life of a loan.Dealerships are motivated to make sales, so if you've been considering a new car, and you aren't apprehensive about naming your price, this is a good time to talk to a dealer and see what you can work out.

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