First-time buyers rush to Toronto market as new mortgage rules set to take effect

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With new mortgage rules coming Canada Day, the market has been hectic with fear of missing out

Right at Home Realty Inc

The new rules come from Canada Mortgage and Housing Corp., which is establishing tougher criteria for buyers who need mortgage insurance. The vacant unit was painted and cleaned, then Mr. Singh listed it with an offer date set for two weeks later. Typically offers are reviewed after one week, but he wanted potential buyers to have two weekends to see the unit.

For renters, meanwhile, the monthly cost of renting a condo unit has dropped significantly in Toronto, says Mr. Singh.Right at Home Realty Inc Mr. Singh says many buyers are looking outside of the city because Toronto buyers face a double land-transfer tax. In other parts of Ontario, buyers only pay the provincial land transfer tax, so suburban communities such as Mississauga and Durham have become particularly hot.

 

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