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When I first started investing to build wealth, I got it all backward - Business Insider

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Until I learned about Roth IRAs, I had no idea that an investing app led me to open the wrong type of investing account for my goal

Then, contribute to a Roth IRA up to the yearly limit to put away tax-advantaged money for health costs before or in retirement"After your 401 match, the next best place to invest is your Roth IRA," Sethi writes.

In an individual taxable account, I'll eventually have to pay taxes on what that money earns, generally in the form of. For most Americans , that means paying 15% on what you earn, if you keep your investments for a year or longer.

 

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