Can you buy a car with a credit card? - Business Insider

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Can you buy a car with a credit card? The answer depends on the dealership — and your credit limit

That leaves the average buyer of the average new car nearly $14,000 short, even after spreading the purchase around over several cards. The obvious solution is to look for a used car, of course, or a new vehicle that costs less than your credit limit. But even if you do find one that suits your needs, there's still more to consider.

For one thing, not every dealership accepts credit cards for full or even partial purchases. You'll have to call yours and ask to speak to the location's finance manager to determine the specific policy.Even if the dealership has given you the go-ahead and you've determined you can afford to put the entire purchase on credit, it's a good idea to give yourself some wiggle room before pulling the trigger.

Experts particularly advise against maxing out your credit cards for a purchase like this. Not only is it a tricky hole to crawl your way out of, but if an unforeseen cost does end up pushing you over your credit limit, you'll also start incurring all sorts of nasty fees from your banking institution. It's a situation absolutely worth avoiding if at all possible.Luckily, there is another route to consider before going with an auto loan, which can come with high interest rates.

To maximize your rewards without jeopardizing your credit score, you'll want to look for a card that offers a

 

Tack för din kommentar. Din kommentar kommer att publiceras efter att ha granskats.

If you want to get a 3.5% fee added on, sure

I think it's a great idea. I say go for it.

Yes, Tesla, all online, so you can avoid the car stealership.

Don’t buy a car with a credit card ever?!

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