" that decides who pays for a baby's delivery and first month of life.
Four days in the neonatal intensive care unit costed them $80,000. Before getting admitted, Ying was told the first 30 days of a baby's life are covered under the mom's policy so she increased her insurance benefits in case of an emergency.Then two months later, the couple started getting medical bills amounting to more than $10,000.
"It's not made to make life better for consumers," said Professor Glenn Melnick with USC's Sol Price School of Public Policy.