$14,000 income ceiling for families, singles who want to buy Plus flats on resale market: Desmond Lee

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SINGAPORE — Only families and singles who earn $14,000 or less a month can buy Plus flats on the resale market in the future, as part of tighter restrictions to keep homes affordable and ensure fairness in the public housing system. Plus flat owners also cannot rent out their entire flat at any point, even after the 10-year minimum occupation...

SINGAPORE — Only families and singles who earn $14,000 or less a month can buy Plus flats on the resale market in the future, as part of tighter restrictions to keep homes affordable and ensure fairness in the public housing system.

Plus flats are a new category of flats located in choicer locations within each region across Singapore, such as those near the MRT station or town centre. These flats will be launched for sale only from the second half of 2024. Currently, there is no income ceiling restriction to buy a resale flat, except for Prime flats, which have yet to hit the resale market.

"This means that Singaporeans who fall outside the $14,000 income ceiling will still have access to the existing 1.1 million flats, as well as Standard flats, when they enter the resale market," he said. He added that several projects in Mount Pleasant and Bayshore are good candidates for the Plus model, and there will potentially be Plus projects in existing non-mature estates in future.

They will use about a quarter of their monthly income for the mortgage, and pay about $250 in cash. Couple B earn $7,000 as a household and are eligible for an EHG of $25,000.

 

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