In an effort to address the nation's affordable housing crisis, the Federal Housing Administration announced a new policy Monday that will make it easier to buy or refinance a house with an accessory dwelling unit, or build a new ADU. Previous rules for FHA-backed loans would allow lenders to consider rental income from duplexes but not ADUs.
'I think that is in some ways the most interesting aspect of our program because of course, one of the reasons we're making this policy change is to help more borrowers qualify for homeownership and counting rental income is one way to do that,' Gordon said.
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