Next Week in Business: jobless claims, mortgage rates and Wall Street's first trading day of 2025

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Mortgages,Financial Markets,U.S. Department Of Labor

The Labor Department issues its weekly tally of new unemployment benefit claims on Thursday. Also Thursday, U.S. financial markets re-open for first trading day of 2025 and mortgage buyer Freddie Mac delivers its weekly update on average U.S. home loan rates.

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The number of Americans applying for unemployment benefits held steady two weeks ago to a seasonally adjusted 219,000. Weekly applications for jobless benefits are considered a proxy for layoffs.U.S. stocks could be hard pressed to duplicate 2024’s gains, especially the S&P 500, which was pushed to 57 all-time highs by a growing economy and a trio of Federal Reserve interest rate cuts. Big Tech, bitcoin and gold also look like big winners.

Last week, the average rate on a 30-year mortgage rose to 6.85%. Elevated mortgage rates and rising home prices have sidelined many would-be homebuyers and put home sales on track for their worst year since 1995.

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