, boosting their online presence and taking advantage of some behind-the-scenes disruptors that use sophisticated platforms for underwriting or for automation of applications and renewals, like Indio.
However, if people think they are avoiding paying a commission by skipping an in-person meeting with an agent, they are wrong, he said "There are a lot of questions you have to go through throughout the planning process that can determine how much you need and what type of policy you need," Huck said.In that case, he suggests going to an insurance broker, rather than a specific company. This way, the broker can choose between a number of companies to find the best one for you.
First, make sure the company is licensed through your state's department of insurance, said Maine Insurance Superintendent Eric Cioppa, president of the NAIC.
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