Review: Chase Sapphire Preferred benefits are worth the $95 annual fee - Business Insider

2x points on travel and dining, 5x points on Lyft rides, 1 point per dollar on everything elseIt is easy to see how you can get $100 or more in value from this card every year, but it isn't free. TheThe Chase Sapphire Preferred charges a variable rate interest. The card currently charges 17.49% APR to 24.49% APR based on your credit history and market rates. Rates can change at any time.

Balance transfers have the same interest rates as purchases plus a 5% fee per occurrence. Cash advances charge a higher 26.49% APR plus 5% per occurrence. Late and returned payments cost up to $39 each.Right out of the gate, you'll earn 60,000 bonus points after spending $4,000 in the first three months after opening a new account. When you redeem those points for travelFrom the first dollar you spend, you'll earn 2 points per dollar on purchases from travel and dining merchants.

is a great way to maximize those purchases. You'll earn 1 point for every dollar you spend everywhere else.

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With a 60k bonus, Chase Sapphire Preferred is great for points newbies - Business InsiderThe Chase Sapphire Preferred's lower annual fee makes it a great entry-level card for people new to booking with points and miles. Quit pushing this down people’s throats.
Source: BusinessInsider - 🏆 729. / 51 Read more »

With a 60k bonus, Chase Sapphire Preferred is great for points newbies - Business InsiderThe Chase Sapphire Preferred's lower annual fee makes it a great entry-level card for people new to booking with points and miles. Quit pushing this down people’s throats.
Source: BusinessInsider - 🏆 729. / 51 Read more »