A life insurance medical exam can save you money. Here's what to expect from the test. - Business Insider

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If you are considering new life insurance, here's what you should know about the life insurance medical exam.send a nurse to your home or work for the medical exam When the nurse arrived, she went over just about every question I had already answered on my application for accuracy. That included questions about past hospitalizations, any ongoing medical conditions, and my family's medical history.

. In addition to losing your policy, it's against the law. Insurance fraud can lead to fines and jail time, so tell the whole truth throughout.The application is pretty thorough, but the insurer won't just take your word for every answer. To ensure their bases are covered, the nurse will generally take your vital signs as well as a blood and urine sample.

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