3 things to consider when you're deciding which savings account to open - Business Insider

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Narrow your search to high-yield savings accounts to earn more interest on your money

, and that means they're leaving free money on the table.

To choose the one that's right for you, consider what you really want out of your savings account. Do you need ATM access or a good mobile app experience? Or, can't stand paying maintenance fees? Each bank's account has different strong points.

Most high-yield savings accounts are through online-only banks and apps. That means that a good experience on the web and on mobile are critical. To make the most of your account, you'll want to choose one that's convenient for you.Although its account is technically a cash account, banking servicealso has a good mobile and online experience, and took the "best overall" spot in Business Insider's high-yield savings account list for 2020.

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