Retirement savings waterfall: Where your retirement savings go first - Business Insider

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First, take advantage of any employer match you might have on a 401(k)

Two crossed lines that form an 'X'. It indicates a way to close an interaction, or dismiss a notification.It can be hard to figure out where to put the money you save for retirement when there are multiple types of accounts you can open.

If you're set on saving as much as possible, you might want to look at a brokerage account to supplement your retirement savings.No matter where you are in your financial journey, it's always important to plan for the future. You only have one chance at saving for retirement before you reach your golden years, so it's a good idea to plan ahead before it's too late.

. That makes a self-directed IRA the best place to put your money next if you can afford to save more.. This means you pay income taxes on your contributions this year, but withdrawals in the future are tax-free. Thanks to the power of compound returns, younger investors with a long time until retirement do the best with a Roth IRA.traditional IRA accounts use pre-tax dollars

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question, if it's funded quarterly, wouldn't you be better off keeping the money and investing in your own IRA? my employer was withholding but was only going to deposit my withholdings + match every 3 months. I feel the daily compounding interest of doing it on my own is better?

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