A financial planner's strategy for evaluating your spending - Business Insider

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'By looking at what you don't even miss right now that you normally spend on, you can easily identify what should be cut from your budget even after our quarantine period is over'

Before I go further, let me be clear that this is an absolute luxury and a privilege in countless ways. Many, many people do not have the choice to stay home during this public health crisis as they are essential employees, healthcare workers, or first responders.stay home, should, to both protect and show respect to the people who don't have this choice.

As you review your transactions, use a red highlighter to identify anything that you currently regret spending money on. Use a yellow highlighter to identify things you were spending regularly on, that you can't spend on right now — but you don't miss having. With a green highlighter, mark any transactions that are extremely meaningful and important to you.Next, look at everything that's not highlighted in green.

We started to focus on how we can make our required date nights in feel special instead. This period of time has helped us change our habits from thinking things like, "Where should wetonight?", which always requires spending money, to things like, "What meal would be fun to cook together? Want to help me create this new playlist? Let's play this card game while we eat."

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