Retirement tips that actually work, from people who used them - Business Insider

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.Retirees suggest investing inAnother retiree suggests avoiding debt when it's possible.

"I followed in his footsteps, and those early days of saving put me well ahead of my peers by the time I was 30," writes Moore. "Those houses, which have been mortgage-free for many years, provide my mother with an important source of recurring income,"While her mother now lives in an assisted-living facility, they could be important income for her care later. "If she outlives her [long-term care insurance] benefits, the sale of those assets or a3.

. "My in-laws always buy used cars in cash. They've saved hundreds per month by not having any car loans, and that's over the past 20-plus years." can help lower your monthly obligations, and free up limited income for other goals. Staying out of debt when you're young is key, too, since it frees up cash you can stash away in savings or a retirement account.

This whole article is basically saying you should live during a previous era of very different wages and asset prices (or earn much more than most people so you can act like you from a previous time). I expect better from Business Insider.

Ugly then. Ugly now

Sure. But what if you stuck with a bunch of renters who do not have a job & could not afford the rent? Or in a city with stringent rent control & a bunch long tenure tenants?

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