. The 30-year fixed refinance rates have gone up since last week, while 15-year and 10-year refinance rates have gone down. Refinance rates have decreased since this time last month.than on a shorter-term fixed-rate mortgage. The 30-year fixed rates used to be higher than adjustable rates, but recently 30-year terms have been the better deal.
Your monthly payments will be higher than with a 30-year mortgage, though. You're squeezing the same loan principal into a shorter amount of time, so you'll pay more each month.It isn't very common to get a 10-year term for an initial mortgage, but you may refinance into a 10-year mortgage. , you should still ask your lender about what your individual rates would be if you chose a fixed-rate versus adjustable-rate mortgage.Refinance rates are low right now, so you may want to consider refinancing in the next few weeks. Starting December 1,. If you lock in a rate before December 1, you won't have to pay this new fee.
Is this article from the archives? ‘Cause this news is a so stale it’s petrified.
You would have to be an idiot to go with an ARM with today's interest rates.
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