Grid Finance names former top Department of Finance official John Moran as chairman

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Company advances cash to micro and small businesses via IrishTimesBiz

However, it got out of crowdfunding, an area where companies raise small amounts of funding from a large number of people, in 2019, blaming the slow pace of plans to regulate the industry.

Grid now focuses on providing short-term loans to businesses that earn money from credit card and debit card sales - an area known as merchant card financing. It raises its own funds through institutional investors. It lent out about €10 million last year and Mr Butler told The Irish Times earlier this week that it expects the figure to grow to €25 million in 2022.

He also said that the company is assessing the new crowdfunding regulatory regime and will decide by the end of March whether to re-enter this retail funding market for busi-nesses. “Grid is positioning for growth and to play a key role in supporting the recovery of businesses as the Covid-19 restrictions are relaxed. We have ambitions to support as many as 10,000 businesses by the end of 2023,” Mr Butler said on Friday.“With John on board as non-executive chairman, he will provide vital strategic input and expertise that will be invaluable as we continue on our journey to help SME’s build their financial health and well-being.

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