Business Maverick: Japan passes stablecoin bill that enshrines investor protection

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Japan became one of the first major economies to introduce a legal framework around stablecoins, the cryptocurrencies thrust into the global spotlight by last month’s collapse of the TerraUSD token.

Japan’s parliament passed a bill on Friday that clarified the legal status of stablecoins, defining them essentially as digital money.

The legal definition effectively means stablecoins can only be issued by licensed banks, registered money transfer agents and trust companies. The legislation doesn’t address existing asset-backed stablecoins from overseas issuers like Tether, or their algorithmic counterparts.Governments around the world are racing to erect guardrails around stablecoins, a crucial part of the cryptocurrency industry, after TerraUSD’s implosion led to multibillion-dollar losses from a supposedly safe asset.

Mitsubishi UFJ Trust and Banking Corp has said it plans to issue its own stablecoin, called Progmat Coin, once the legal framework is in place. The bank, unit of Mitsubishi UFJ Financial Group Inc., said the token will be fully backed by yen that’s placed in a trust account, and that it will guarantee redemption at face value.

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