Refunds for cancelled flights, Bank of Canada’s inflation error and mystery QuadrigaCX bitcoins transferred: Must-read business and investing stories

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Plus, the ethical case against using credit cards

Is there an ethical case against using credit cards with reward points?

By offering reward points or cash back to users, credit cards have become the most popular way to pay for things and a big money-maker for banks. But, as Rob Carrick notes,in that they suck money away from those who can least afford to pay their ridiculous interest charges and transfer it to the wealthiest. A MarketSense survey found that about 55 per cent of card users carry a balance regularly or from time to time, and interest paid by cardholders is just one way card issuers generate revenue.

four years after the death of the company’s founder led to its collapse. It is not clear who moved the 104 bitcoins, nor how anyone could access them, Joe Castaldo, he was the only person with the passwords needed to access the digital wallets in which customer funds were kept. As a result, about 76,000 users were owed $215-million when he died.

will work – two weeks before the law is set to take place on Jan. 1. They include a narrow set of exemptions for foreigners to buy residential real estate such as recreational properties and housing with a minimum of four units, writes Rachelle Younglai, but experts are skeptical whether the rules will actually help Canadians access more housing.

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