Asset valuation and business development in developing nations

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Asset valuation is the process of determining the current market value or worth of assets such as lands, buildings, roads, bridges, farms, stocks, bonds, shares, goodwill, intellectual property, brands, artefacts and artworks etc.

This valuation process is often necessary for business financial reports especially in balance sheets under investments, sale, purchase, lease or rent, insurance, commercial loans, auction, merger and acquisition and liquidation of companies etc. Asset valuation is a tool for measuring the economic growth and development of a nation through its real estate products. It analyses the increment or otherwise of assets, that is, physical value-addition by the action of man in an ecosystem.

Valuation exercise is both an art and science. The art element of valuation involves various factors such as sales forecasts, sales methods, economic outlook, capitalisation rate determination and culture of the end-users. The science element involves the valuation data, valuation process, approaches and methodologies. Developing nations are enclosures of spaces on the surface of the earth.

Valuers, valuists or appraisers started differentiating and segregating values in an asset as early as 19th century. In his book, “The Valuation of Real Estate” , Frederick Babcock established the concept of ‘warranted value’ and explains the difference between price and value as: the fact that several hundred purchasers have been found who were willing to buy certain undesirable subdivision lots at exorbitant prices would in no way be presentable as evidence of market value.

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