DeFi Is Losing the Race to Become the Future of Finance

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Oliver Knight is a CoinDesk reporter based between London and Lisbon. He does not own any crypto.

Decentralized finance is rapidly emerging as the biggest loser in the ongoing cryptocurrency bear market.

When DeFi burst onto the scene in 2020 in a period that was dubbed"DeFi summer," many believed that the ability to borrow and lend without and intermediary was groundbreaking and that DeFi firms were about to dislodge its traditional finance counterparts. This caused DeFi's fragile liquidity to run for the exits, with total value locked across all protocols dropping from $163.5 billion in April 2022 to today's figure of $36 billion.

"Every time a new DeFi product catches a lot of attention, activity in the whole ecosystem surrounding it increases and there’s exciting but short-lived opportunities to make money," Dua added."However the capital one can deploy in this space today is limited as the opportunity sizes are smaller."

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