I've been using Mint for 3 years to track my spending and visualize my budget — here's what it's like to use the personal finance app

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After three years of using Intuit's Mint app, I can say it's saved me time and helped me stay on top of my finances.

I've been using Mint for three years, and found it a useful tool to track my daily transactions and keep my budget in line. It also visualizes my spending activity in useful reports I can access any time. The app is free, although it does show ads for financial service and credit cards.Mint is the popular personal finance app from Intuit, the makers of TurboTax.After you create your Mint login, you’ll be prompted to add financial institutions where you have accounts.

' You can filter your transactions on your phone or computer to pull up the uncategorized entries and assign them to specific categories.You can also split a transaction. I use this differentiate cash back from groceries or clothes from housewares at a department store.One of my favorite features of Mint is that it learns my categories. For example, I got a bike tune-up at a shop called Allrounder. Mint didn't know what to with it, so it put the expense in the 'Hair' category.

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Thanks for this. I downloaded it but too nervous to put my bank info on 3rd party app. How good are security features?

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