Toronto home sales jump as October rate cut marked turning point for market: expert

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TORONTO — Greater Toronto home sales jumped again last month on a year-over-year basis, with one real estate expert saying the most recent interest rate cut in October was enough to start luring buyers back into the market.

“With selling prices remaining well off their historic peak and monthly mortgage payments trending lower, the stage is set for an accelerating market recovery in 2025,” said board president Jennifer Pearce in a press release. The central bank is expected to cut rates for a fifth straight time at its final meeting of the year on Dec. 11. The rate currently stands at 3.75 per cent, down from the five per cent level earlier this year that deterred many would-be buyers from the housing market.

TRREB chief market analyst Jason Mercer said market conditions have tightened, particularly for single-family homes. He noted the detached market experienced average year-over-year price growth above the rate of inflation, particularly in the City of Toronto. All property types saw higher sales in November compared with a year ago throughout the Greater Toronto region.

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Toronto home sales jump as October rate cut marked turning point for market: expertGreater Toronto home sales jumped again last month on a year-over-year basis, with one real estate expert saying the most recent interest rate cut in October was enough to start luring buyers back into the market.
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