Insurance Crisis Could Spark Housing Market Crash Worse Than 2008: Report

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A nationwide crisis of the home insurance market in the US, sparked by climate change, could lead to a housing crash worse than in 2008, a new report warns.

What's NewThe growing instability in the U.S. homeowners insurance markets could lead to a housing crash worse than the 2008 one unless policymakers act fast, warns the Senate Budget Committee in a new report.According to the document, released on Wednesday, the growing risk of more frequent and more severe extreme weather events caused by climate change spells trouble for the insurance markets, 'threatening mortgage markets and property values' as well.

What To KnowThe report states that 'the greatest source of wealth for most Americans is their homes,' which means that a potential decline of property values across the country will significantly erode people's wealth.What's devastating news for individual households is also very bad news for the country at large. According to the committee, 'any wide-scale decline in property values' would present 'a systemic risk to the U.S.

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