Cybercriminals are more brazen than ever. Here’s what Visa is doing to protect your business.

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Cybercriminals are more brazen than ever. Here’s what Visa is doing to protect your business. VisaNews ad

This requires financial companies to increase their security measures and evolve their tools.Someone walks up to an ATM and punches in a request for a $5,000 withdrawal. Even though there's only $50 in the account, the ATM immediately spits out a mountain of crisp $20 bills.Blame the"Man in the Middle," one of the latest and more clever criminal methods affecting financial institutions today.

"Once the criminal's software is in place," Lane says,"they take over control of the bank's network and can approve anything they want." By now, most employees have been trained to be wary of suspicious-looking email and not click on attachments. But Lazarus is not using obvious phishing techniques. In one case, the Lazarus group identified a bank employee whose credentials they wanted to steal and specifically targeted the employee with a robust social-engineering strategy.

Lane's presentation also featured a 2019 incident that may signal another type of attack. A bank had a power outage and"failed over," or switched, to a secondary data center. The backup center did not have the same stringent security as the primary data center.

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